15 Lakh Loan Scheme
Punjab Chief Minister Maryam Nawaz Sharif has launched a 15 Lakh Loan Scheme for the residents of Punjab. This scheme aims to provide convenience to all the residents of Punjab. The 15 Lakh Loan Scheme is a good step by the Punjab Chief Minister, which has been launched for the residents of areas across Punjab. This scheme will bring a lot of development to the housing sector of Punjab.
The 15 Lakh Loan Scheme of Punjab Chief Minister Maryam Nawaz Sharif will provide convenience to the low-income segment of society, who are currently living in rented buildings. The government says that every citizen should have their roof to live a dignified life. Punjab Chief Minister Maryam Nawaz Sharif will provide loans to one lakh families of Punjab to build houses. A family will be given Rs 1.5 million, provided that it must have 5 marla land in the city or 10 marla land in the village.
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Loan Details of the Scheme
Under the 15 Lakh Loan Scheme:
- The government will offer a loan of Rs. 15 lakh (1.5 million) per eligible family.
- The applicant must own land to be eligible:
- 5 Marla in urban areas
- 10 Marla in rural areas
Eligibility Criteria for 15 Lakh Loan Scheme
To apply for this scheme, you must fulfill the following requirements:
- Must be a permanent resident of Punjab
- Age between 25 to 55 years
- Preferably married applicants
- No personal house or plot should be in your or your family member’s name
- Must not have received benefits from any previous government housing scheme
- Should not be involved in any illegal activities or criminal cases
- The applicant must not be a debtor of any bank or financial institution
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Required Documents for 15 Lakh Loan Scheme
You will need the following documents for your application:
- Front side copy of CNIC (Computerized National Identity Card)
- Backside copy of CNIC (Computerized National Identity Card)
- A Bank Statement
How to Register for the 15 Lakh Loan Scheme
The registration process is very simple and completely online. Here are the steps:
- Create an Account
- Visit the official website acag punjab gov pk
- Provide your CNIC number, name, and mobile number
- Create your login password
- Log in to Your Account
- Enter your CNIC and password to access the registration form
- Provide your father’s name, contact number, and other required details
- Complete the Registration Form
- Enter your Details, monthly income, and current housing status
- Upload all required documents (CNIC copy, income proof, Bank Statement)
- Carefully review all details before submitting the form
- Submit the Application
- Once submitted, your form will be reviewed by the authorities
- Make sure all information is correct to avoid rejection
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Contact the Helpline
If you face any issues or need more information regarding the scheme, you can contact the official helpline number 0800-09100. Friendly representatives will assist you with your queries and guide you through the application process.
Frequently Asked Questions (FAQs)
What is the 15 Lakh Loan Scheme?
It is a housing loan scheme launched by CM Punjab Maryam Nawaz Sharif to help low-income families build their own homes.
Who can apply for the 15 Lakh Loan Scheme?
Only permanent residents of Punjab between the ages of 25 to 55 who do not already own a house or plot.
How much loan will I get under the 15 Lakh Loan Scheme?
You can get up to Rs. 15 lakh to build a house.
Do I need to own land to apply?
Yes, you must have your land, 5 marla in the city or 10 marla in the village.
Can I apply if I have already benefited from another government scheme?
No, this scheme is only for those who have not availed of any previous government housing scheme.
Is this scheme only for married people?
Yes, preference is given to married individuals as they are more likely to need family housing.
What documents are required for registration?
You will need your CNIC copy, income proof, and electricity or gas bill.
How do I register for the 15 Lakh Loan Scheme?
You need to create an account on the official website, acag punjab gov pk, log in, and fill out the registration form.
Can I apply if I have a loan from a bank?
No, you must not be a debtor of any bank or financial institution.
Where can I get help or more information?
You can call the official helpline 0800-09100 for any questions or help with registration.
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Summary
The 15 Lakh Loan Scheme by CM Punjab Maryam Nawaz is a remarkable step toward building a prosperous and inclusive society. It gives hope to thousands of families dreaming of owning a home. If you meet the eligibility criteria, do not miss this opportunity. Register today and take the first step toward building your own house, your roof.