The Benazir Income Support Program (BISP) has released an important notice for all beneficiaries and field officers regarding the Phase-II (Q1: 2025–26) installment. This phase is part of the government’s continuous effort to support deserving families through timely financial assistance. Below is a complete overview of the installment schedule, clusters, payment process, and other key instructions that every beneficiary should know.
Overview of BISP Phase-II (Q1: 2025–26)
The Benazir Income Support Program aims to deliver financial relief to women and families across Pakistan. The Phase-II tranche will start in October 2025, ensuring that all eligible beneficiaries receive their due payments efficiently.
The installment payments will officially begin on October 16, 2025, for selected clusters across different regions of Pakistan. To make the process smooth, BISP has also defined clear responsibilities for Field Officers and Partner Financial Institutions (PFIs).
Key Highlights:
- Installment Start Date: October 16, 2025
- Installment Amount: Rs. 13,500 per beneficiary
- Educational scholarships: Not included in this tranche
- Weekly Operation Dates: October 11, 18, and 25, 2025
This structured approach ensures that all deserving women receive payments without any delay or difficulty.
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Schedule and Operational Deadlines
To maintain a transparent and efficient payment system, BISP has assigned strict timelines for preparation and implementation.
All field officers and PFIs are required to:
- Finalize campsite and POS (Point of Sale) lists between October 8–15, 2025.
- Reach their assigned locations by the night of October 14, 2025.
- Coordinate weekly disbursement activities in their clusters.
This proactive system helps avoid operational issues, ensures timely disbursement, and promotes accountability within the program.
Districts and Clusters Included
The upcoming payment phase includes five major clusters, each managed by different partner banks. Beneficiaries can collect their payments from the designated campsites or partner banks according to their district’s assigned cluster.
Cluster-Wise Details
| Cluster No. | Partner Bank / Service | Districts Covered |
|---|---|---|
| 3 | Bank Alfalah | Peshawar, Charsadda, Mohmand, Khyber, Khurram, Orakzai, North & South Waziristan, Nowshera, Hangu, Swabi, Bajaur |
| 4 | Mobilink Jazz | Sangarh, Nawabshah, Mirpurkhas, Tharparkar, Matiari, Umerkot |
| 5 | HBL | Karachi Center, East, West, South, Malir, Korangi, Thatta, Awaran, Lasbela, Gwadar, Pakpattan, Faisalabad |
| 14 | Telenor Bank | Sukkur, Khuzdar, Washuk, Kohat, Muzaffargarh, Poonch, Sadunti, Bagh, Khurmang, Ganchi, Diamer |
| 15 | HBL Microfinance | Nowshera Feroze, Shangla, Quetta, Turbat, Ketch, Panjgur, Rajanpur, Nankana Sahib, Vehari |
This well-organized division ensures that beneficiaries from each district can easily access their payments through their respective bank partners.
Payment Collection Process
Deserving women enrolled in the BISP Kafalat program can collect their installment directly from the nearest BISP campsite or designated bank branch. To ensure a smooth process, beneficiaries should follow these steps:
- Visit the nearest payment campsite assigned for your district.
- Bring your original CNIC (Computerized National Identity Card) for verification.
- Make sure your information matches the BISP database to avoid delays.
- Receive your Rs. 13,500 installment after verification.
Important Note:
This installment does not include educational scholarships for children, which will be issued separately in future tranches.
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Responsibilities of Officers and Institutions
The leadership of BISP has emphasized that effective planning and coordination are essential for smooth disbursement. All officers and financial partners must ensure:
- Timely setup of payment camps.
- Clear communication with beneficiaries about schedules.
- Monitoring of weekly tranche operations.
- Transparent reporting and problem resolution mechanisms.
This teamwork between BISP management, financial institutions, and field officers ensures that financial aid reaches those who need it most.
Important Reminders for Beneficiaries
To help beneficiaries avoid confusion or delays, BISP has shared some key reminders:
- Always bring your original CNIC (no photocopies).
- Do not share your PIN or payment details with anyone.
- Collect payments only from official BISP campsites or banks.
- Report any issue or fraud attempt to BISP helpline or the nearest tehsil office.
By following these guidelines, beneficiaries can safely receive their payments and help maintain transparency in the program.
Conclusion
The Benazir Income Support Program continues to serve as a lifeline for millions of Pakistani families. With Phase-II (Q1: 2025–26) beginning from October 16, 2025, beneficiaries in the mentioned clusters are advised to stay informed, carry their CNICs, and collect their Rs. 13,500 installment on time.
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Through effective coordination, punctual implementation, and strong communication, BISP aims to ensure that no deserving family is left behind in receiving support.
This timely action reflects the government’s commitment to empowering women and strengthening social welfare across Pakistan.