PM Youth Business and Agriculture Loan Scheme
Prime Minister of Pakistan Mian Muhammad Shahbaz Sharif has launched a PM Youth Business and Agriculture Loan Scheme for the youth of Pakistan, through which he is providing interest-free loans to young people in Pakistan.
The Government of Pakistan says that they are providing these loans from 0.5 million to 7.5 million, which will be given to people in different tiers. If you also want to get this loan and expand your business or agricultural sector, then you have to complete the registration steps in the PM Agriculture and Business Loan Scheme today.
You can easily complete these steps from home. In this article, you are being told in detail how much budget has been allocated by the Pakistan government for the PM Youth Business and Agriculture Loan Scheme, how you can complete your registration in this scheme, and what the eligibility criteria are for registration. So, read the article from beginning to end.
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Loan Budget and Tier Details in PM Youth Business and Agriculture Loan Scheme 2025
The government has allocated a massive budget of Rs. 200 Billion for this scheme, which will be disbursed during 2025–2026. The loan amounts are categorized into three tiers, depending on how much you need:
- Tier 1: Loan up to Rs. 0.5 million (500,000 PKR) with 0% markup
- Tier 2: Loan from Rs. 0.5 million to Rs. 1.5 million with 5% markup
- Tier 3: Loan from Rs. 1.5 million to Rs. 7.5 million with 7% markup
You will be required to select your desired tier during the registration process. The markup you pay will be based on the tier you choose.
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How to Apply Online for PM Youth Business and Agriculture Loan Scheme 2025
Applying for the PM Youth Business and Agriculture Loan Scheme 2025 is easy, fast, and online. Here is a step-by-step guide:
Step 1: Visit the Official Website
Go to the official registration portal “pmybals pmyp gov pk”.
Step 2: Fill Initial Application Details
Enter the following details:
- CNIC number
- Date of Issue
- Loan Tier
Step 3: Complete the Application Form
After the initial submission, you will receive a complete form. Fill it with:
- CNIC details (your and your father’s)
- Phone number and email
- District, Tehsil, and Division
- CNIC issue date and other basic info
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Step 4: Enter Loan Information
Provide:
- Required loan amount
- Loan period (tenure)
- Purpose of the loan (agriculture or business)
Step 5: Upload Required Documents
Attach:
- CNIC front and back images
- Relevant business or agriculture documents
Step 6: Submit Application
Once all information and documents are complete, click on the “Submit Application” button.
Eligibility Criteria for PM Youth Business and Agriculture Loan Scheme 2025
To apply, make sure you meet the following eligibility requirements:
- A valid CNIC (Computerized National Identity Card) issued by the Government of Pakistan
- A mobile number registered on your CNIC
- Age must be 21 years or above
- For IT and e-commerce startups, the minimum age is 18 years
If you fulfill these conditions, you can confidently proceed with your application.
Verification & Loan Disbursement Process
After submitting your application:
- Government authorities will verify all the provided details and documents.
- If everything is correct, your loan will be approved and disbursed.
- You can use the loan only for business or agricultural activities.
Important:
If you use the loan for any unauthorized purposes, the Government of Pakistan has the full right to take legal action against you.
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Frequently Asked Questions (FAQs)
What is the PM Youth Business and Agriculture Loan Scheme 2025?
It is a government initiative that provides interest-free and low-interest loans to Pakistani youth for agriculture and business purposes.
Who launched the PM Youth Business and Agriculture Loan Scheme 2025?
The scheme was launched by Prime Minister Mian Muhammad Shahbaz Sharif.
What is the total budget of this scheme?
The government has allocated Rs. 200 billion for the scheme during 2025–2026.
How much loan can I get under this scheme?
You can get a loan from Rs. 0.5 million to Rs. 7.5 million, depending on the tier you apply for.
Is the registration process online?
Yes, you can apply online through the official website: pmyp.gov.pk
What if I misuse the loan?
If used for non-approved purposes, the government may take legal action.
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Summary
The PM Youth Business and Agriculture Loan Scheme 2025, launched by Prime Minister Shahbaz Sharif, aims to provide interest-free and low-interest loans to the youth of Pakistan and Pakistan. Loans ranging from Rs. 0.5 million to Rs. 7.5 million will be given in three tiers to support agriculture and business initiatives.
Applicants can easily register online via pmybals pmyp gov pk by submitting their personal and business details along with required documents. The scheme has a total budget of Rs 200 billion, and eligibility includes valid CNIC, registered phone number, and age criteria. Only verified applicants will receive loans, strictly to be used for business or agriculture purposes.