CM Punjab Asaan Karobar Card Scheme
Mrs. Maryam Nawaz Sharif has distributed Asaan Karobar Cards under CM Punjab Asaan Karobar Card Scheme to many families in Punjab province through the Asaan Karobar Card Scheme. The aim of Maryam Nawaz Sharif in providing this card is to promote business activity in Punjab province and to ensure that unemployment can be eliminated in Punjab province.
In this regard, through the CM Punjab Asaan Karobar Card Scheme, the Punjab government is providing an interest-free loan of Rs. 1 million to the business community of Punjab, through which they can start their new business in Punjab province or expand their existing business. If you also belong to Punjab province, you can easily get a loan of Rs. 1 million from the Punjab government by completing your registration in the CM Punjab Asaan Karobar Card Scheme.
Here you are being informed in full details about what is the current status of registration in the CM Punjab Asaan Karobar Card Scheme and whether the Asaan Karobar Cards have been issued. If you also want to get an Asaan Karobar Card from the Punjab government, what are the eligibility requirements set by the Punjab government for it, and how could you complete your registration? So, read this article in full.
Key Benefits of the CM Punjab Asaan Karobar Card Scheme
- Interest-Free Loan: Get up to Rs. 10 lakh without any interest.
- For New and Existing Businesses: Start a business or grow your current one.
- Easy Repayment: Pay back in monthly installments over 3 years.
- No Collateral Required: Just meet the eligibility criteria to qualify.
- Government-Backed Initiative: Complete transparency and support from Punjab government.
Eligibility Criteria for CM Punjab Asaan Karobar Card Scheme
To qualify for the CM Punjab Asaan Karobar Card Scheme 2025, applicants must meet the following conditions:
- Permanent Residency: You must be a permanent resident of Punjab.
- Business Location: Your business must be located within Punjab.
- Age Limit: You should be between 21 to 57 years old.
- Valid Contact Info: You must have a valid mobile number issued by NADRA, registered on your CNIC.
If you meet these criteria, you are eligible to receive a Rs. 10 lakh interest-free loan under this scheme.
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How to Apply for the CM Punjab Asaan Karobar Card Scheme
Initially, the Punjab government set up AKC Portal where applicants could submit their registration forms. Currently, the registration process has now been closed. Only those individuals who completed their registration on time and fulfilled the requirements will be eligible to receive the card and loan.
Current Status of Registration and Distribution
For those who successfully registered, the government has already started the process of card distribution. Here’s what has happened so far:
- Verification Process: Applicants were verified through NADRA and other official government institutions.
- Physical Surveys: Teams conducted on-ground surveys to confirm business presence in Punjab.
- Eligibility Checks: Only those who passed all checks are being issued the Asaan Karobar Card.
If you are one of the people who completed the registration and verification, your card will be issued very soon.
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Loan Disbursement Through Asaan Karobar Card
Once you receive your Asaan Karobar Card, you will be able to claim your loan amount from a designated bank partnered with the Punjab government.
The loan can be used to:
- Start a new business.
- Expand your current business.
- Cover equipment, rent, inventory, or staff costs.
This is a one-time interest-free loan, and you can access it easily using your issued card.
Repayment Terms of the Asaan Karobar Card Loan
The Rs. 10 lakh loan must be paid back over 3 years in monthly installments.
Important points:
- No interest will be charged.
- Repayments will be monthly.
- In case of a late payment, extra charges may be applied.
So it is advised to pay your installments on time to avoid any penalties and to remain eligible for future government schemes.
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Helpline Number
If you are facing any issue related to:
- Registration
- Card distribution
- Loan disbursement
- Verification
You can reach out to the official helpline number 1786 provided by the Punjab government to get support and resolve your problem quickly.
Frequently Asked Questions (FAQs)
What is the CM Punjab Asaan Karobar Card Scheme?
The CM Punjab Asaan Karobar Card Scheme is a Punjab government initiative to provide interest-free loans of up to Rs. 10 lakh for new or existing businesses.
Who launched the CM Punjab Asaan Karobar Card Scheme?
The scheme was launched by Chief Minister Maryam Nawaz Sharif to promote business and reduce unemployment in Punjab.
How much loan can I get through the Asaan Karobar Card?
You can get an interest-free loan of Rs. 10 lakh.
Is the loan under this scheme interest-free?
Yes, the loan is completely interest-free and repayable over 3 years in monthly installments.
Who is eligible for the CM Punjab Asaan Karobar Card Scheme?
Permanent residents of Punjab aged 21 to 57 years with a business in Punjab and a NADRA-verified phone number are eligible.
Can I still register for the AKC scheme?
No, the registration process is now closed. Only those who completed registration earlier are eligible.
How do I know if my application was accepted?
If your verification was successful, you will be issued the Asaan Karobar Card soon.
How will I receive the loan amount?
You will receive the loan through designated banks after getting your Asaan Karobar Card.
What happens if I delay my installment payments?
Late payments may result in extra charges, so make sure to pay on time.
Where can I get help if I face any issue with the scheme?
You can contact the official helpline 1786 provided by the Punjab government for assistance.
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Final Thoughts
The CM Punjab Asaan Karobar Card Scheme 2025 is a golden opportunity for the youth and small business owners of Punjab. It not only helps you financially but also gives you the platform to become self-reliant. If you have successfully registered and passed all the checks, then your wait is almost over. Your Asaan Karobar Card will be with you soon! Stay updated, stay responsible, and most importantly, make timely repayments to benefit from this interest-free opportunity.