The Zewar E Taleem Program is a flagship education support initiative launched by the Government of Punjab to encourage girls’ education in low-literacy districts. The program provides quarterly financial assistance to female students enrolled in public sector schools from grade 6 to grade 10. Its core idea is simple: support families financially so that girls can continue their education without interruption.

This initiative directly addresses the challenges faced by families in underdeveloped areas, where poverty and social norms often push girls out of school at an early age. By linking financial support with school attendance, the program creates a strong incentive for parents to keep their daughters enrolled.
Why This Program Was Launched
Punjab has several districts where female literacy rates are significantly lower than the provincial average. Economic pressure, early marriages, and lack of resources are common reasons for school dropouts. The Zewar E Taleem Program was launched to break this cycle by making education a practical and achievable choice for families.
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Role of Punjab Social Protection Authority (PSPA)
PSPA’s Responsibility
The Punjab Social Protection Authority is responsible for managing and implementing the Zewar E Taleem Program. PSPA ensures that eligible students are identified correctly, payments are processed on time, and transparency is maintained throughout the program.
Collaboration with Education Department
PSPA works closely with the School Education Department. Schools provide attendance data, while PSPA handles verification and stipend disbursement. This coordination ensures accuracy and reduces the chances of misuse.
Objectives of Zewar E Taleem Program
Increasing Girls’ Enrollment
One of the main objectives is to increase enrollment of girls in middle and secondary classes. Many girls drop out after primary education, and this program directly targets that critical stage.
Reducing Dropout Rates
The conditional stipend encourages regular attendance and discourages dropouts by linking financial benefits to school participation.
Supporting Families Financially
The stipend helps families manage basic expenses such as food, clothing, and school supplies, making education more affordable.
Key objectives include:
- Promoting girls’ education
- Reducing financial burden on families
- Improving literacy rates
- Encouraging regular school attendance
Zewar E Taleem Program Online Check Punjab CNIC
Purpose of CNIC-Based Verification
The online check through CNIC ensures transparency and accuracy in the payment process. It allows authorities to verify beneficiaries and ensures that funds reach the rightful families.
How Families Can Check Status
Families can check their stipend status using the guardian’s CNIC through official PSPA-linked systems or branchless banking platforms. This system minimizes delays and confusion.
Eligibility Criteria for Zewar E Taleem Program
Class and School Requirements
Only girls enrolled in grades 6 to 10 in public sector schools within selected districts are eligible.
Attendance Condition
Students must maintain at least 80% attendance during the quarter to qualify for the stipend.
Who is Excluded from the Program
- Students who drop out
- Girls who fail to meet attendance requirements
- Grade 10 students after completing their academic year
Eligibility summary:
- Public school enrollment
- Target districts only
- Minimum 80% attendance
- Valid guardian CNIC
Registration Process of Zewar E Taleem Program
Automatic School-Based Registration
There is no separate online registration process. Eligible students are automatically registered through their schools once enrolled.
Attendance Verification System
Attendance is recorded daily by schools and submitted quarterly to the School Education Department for verification.
Biometric Verification Process
Why Biometric Verification is Required
Biometric verification ensures that the stipend is received by the correct family and eliminates fraud.
Where to Complete Biometric Verification
Parents or guardians can complete verification at:
- Omni agents
- UBL Omni
- Konnect by HBL
- Other authorized branchless banking agents
Stipend Details and Payment Method
Quarterly Stipend Amount
Each eligible girl receives PKR 3000 per quarter, provided attendance criteria are met.
Branchless Banking System
Payments are made through branchless banking, allowing easy withdrawal using:
- Guardian’s CNIC
- Registered mobile number
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Target Districts of Zewar E Taleem Program
Focus on Low-Literacy Areas
The program targets districts with historically low literacy rates to maximize impact and improve educational outcomes.
Zewar E Taleem Program Districts and Stipend Table
| District Name | Stipend Amount |
|---|---|
| Bahawalnagar | PKR 3000 |
| Bahawalpur | PKR 3000 |
| Bhakkar | PKR 3000 |
| Chiniot | PKR 3000 |
| Dera Ghazi Khan | PKR 3000 |
| Jhang | PKR 3000 |
| Kasur | PKR 3000 |
| Khanewal | PKR 3000 |
| Kot Addu | PKR 3000 |
| Layyah | PKR 3000 |
| Lodhran | PKR 3000 |
| Muzaffargarh | PKR 3000 |
| Okara | PKR 3000 |
| Pakpattan | PKR 3000 |
| Rahim Yar Khan | PKR 3000 |
| Rajanpur | PKR 3000 |
| Vehari | PKR 3000 |
Attendance Monitoring Mechanism
Role of Schools
Schools are responsible for maintaining accurate attendance records and ensuring timely submission.
Quarterly Attendance Reports
Attendance reports are reviewed every quarter to determine stipend eligibility.
Impact of Zewar E Taleem Program
Educational Impact
The program has significantly improved girls’ enrollment and retention rates in targeted districts.
Social and Economic Benefits
Educated girls contribute to healthier families, improved economic conditions, and stronger communities.
Link with Other Government Education Programs
CM Punjab Honhaar Scholarship Program
This scholarship supports talented students pursuing higher education and complements Zewar E Taleem’s mission.
PM Laptop Scheme 2025
Eligible students can also benefit from the PM Laptop Scheme to enhance digital learning opportunities.
Common Problems and Their Solutions
CNIC Issues
Incorrect CNIC details can delay payments. Families should ensure accurate information during verification.
Attendance-Related Problems
Regular attendance is essential. Parents should stay in touch with schools to avoid issues.
Why Zewar E Taleem Program is Important for Punjab
Long-Term Benefits for Communities
By educating girls, the program creates long-term social change, reduces poverty, and strengthens future generations.
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Conclusion
The Zewar E Taleem Program Online Check Punjab CNIC system makes it easier for families to access educational support transparently. By providing financial assistance tied to attendance, the program ensures that girls stay in school and complete their secondary education. This initiative is not just about stipends; it is about empowering girls, uplifting families, and building a more educated Punjab.
Frequently Asked Questions (FAQs)
1. How can I check Zewar E Taleem stipend using CNIC?
You can check through authorized branchless banking agents using the guardian’s CNIC.
2. Is online registration required for the program?
No, registration is automatic through public schools.
3. What is the attendance requirement?
A minimum of 80% attendance per quarter is mandatory.
4. When is the stipend paid?
The stipend is paid quarterly after attendance verification.
5. Can grade 10 students receive stipend after exams?
No, grade 10 students are excluded after completing the academic year.